- What's New?
Katrina Victims Get Relief - President Bush
has signed into law a series of tax breaks for Katrina victims,
including the loosening of rules for distributions and loans from
workplace retirement plans or IRAs. Among the provisions of the
Katrina Emergency Tax Relief Act of 2005 (KETRA) -
Click Here
A Medical
Expense Reimbursement Plan or MERP is 'one of the best
kept secrets in the industry' - Section 105 of the Internal
Revenue Code provides a way to save taxes, for both employer and
employee on excess medical expenses -
Click Here
- What is a Cash Balance Plan? A cash
balance plan is a defined benefit plan where a
participant's account is credited each year -
Click Here
-
- Proposed Roth 401K Rules
According to the IRS, it will implement the Roth 401K provision of
EGTRRA. Under this new ruling, employees will be able to designate
money in their 401K plan to be Roth contributions. -
Click Here
-
- HSAs or Health Savings Accounts
begin to take hold in the market. -
Click Here
HSA - Eligible Qualified Expenses -
Click Here
-
- PEO's - IRS Revenue Procedure
2002-21 provides relief to PEO's operating qualified plans in
a 'single employer' format. For more information -
Click Here
|
IRS Announces 2006 Contribution
Limits. For details -
Click Here
Calendar Watch. . .
GUST & EGTRRA
Restatement Requirements - Why? -
Click Here
401(k) Participation Requires Planning
With the traditional pension plan in doubt,
more workers must depend on themselves, not their companies, to fund
their retirements. For more -
Click Here
Between jobs?
Check Out the Individual Dental Insurance at
DentalQuotes.com
Visit Our '
white papers
' section.
Check out our 'Strategies
Section' for Design, Funding, and Money strategies for
details on specific strategies that may help your company achieve
a more efficient contribution advantage.
The
new provisions in the 2001
Economic Growth Tax Relief Reconciliation Act - EGTRRA are helping
qualified plan clients reevaluate their strategies to maximize
plan
contributions.
Top Ten Blunders Plan Sponsors Make With
Their 401(k) Plans -
Click Here
|
- Tips, Tricks, & Techniques
-
Strategies - Company wants
a 401(k) plan for long service employees that favor key people.
This could either be the company's first plan or the replacement
of a defined benefit plan. What to do! -
Click Here for answer
-
And . . .
-
Improving portfolio performance in
tough markets. . .
-
Market Highs and Lows. . . What to
do!
-
Diversification is 'key' in a
tight economy. . .
-
-
To Open, Review, and/or Print our Company Brochure -
Click Here
|
- Another Reality Check
- The stunning demise of Enron
Corp. has highlighted the danger of over-investing 401(k) funds
in an employer's stock. Enron stock, which was trading at about
$90 a year ago, is now trading at less than $.50 a share and all
Enron employees can do is watch their retirement savings
evaporate. While experts recommend that no more than 10% to 20%
of a 401(k) account be invested in employer stock, the average
is over 39% with some employees investing up to 100% of their
401(k) assets in employer stock. It's time to help your clients
make a reality check of their 401(k) allocations and, if needed,
to better diversify their 401(k) portfolios.
|
